Serving Richmond’s Insurance Needs Since 1955.

Personal Insurance

With over 55 years of experience working with customers, Saunders & Benson can help you protect your family with the following types of insurance:

Homeowners Insurance

Many homeowners are unaware that they are underinsured until a loss occurs. When written correctly, homeowners insurance provides coverage for your home structure, your possessions, and in some cases, additional living expenses associated with the loss of use of your home. It also includes liability protection for the claims brought against your personal name.

We always recommend a careful review of any personal valuables, including jewelry, art, antiques, etc. These may not always be covered adequately under a standard homeowners policy. For individuals of high net worth, we may recommend additional coverage options to protect your assets appropriately. Allow our experience to guide you in making wise insurance decisions for you and your family.

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Auto Insurance

While there are many options for auto insurance these days, deciding the on the proper coverage options and limits to protect you and your assets can be daunting. Is there anything missing from your auto policy? Let us review for you and give our advisement.

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Umbrella Insurance

Umbrella insurance provides supplemental liability coverage should a claim against you exceed the limit of liability on your homeowners policy and/or auto policy. Umbrella policies typically offer a significant amount of coverage for a very reasonable premium.

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Renters Insurance

Even if you do not own your own home, renters insurance is a must! Your possessions need insurance while in your rented space. In addition, the personal liability that accompanies a well-written renters' policy can protect you from claims against your personal name.

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Specialty Insurance: Motorcycle, RV, Boats, Mobile Homes, ATV, Condo

There are many other types of insurance that can be a good fit for your needs. You name it, and we will use all of our resources to insure it!

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Flood and Earthquake

Many individuals are unaware that flood and earthquake are not typically covered under the homeowners policy. We welcome the opportunity to provide quotes for these coverage needs!

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